What we offer
Mortgage
House price + down payment + term → monthly instalment + total paid. 10 banks compared at once.
Auto Loan
Vehicle price + down payment + term (max 48 months) → instalment. KGF-supported loans also covered.
Personal Loan
Amount + term → monthly instalment + interest. Estimated approval probability based on KKB score.
Early Payoff
If we pay it off when, remaining debt + savings table. Interest-saving calculation.
Bank Data and Transparency
Loan Calculator is not an official tool of any bank — it's an independent calculator. It computes using banks' public interest rates + statutory KKDF + BSMV. Mathematically accurate, but the real bank offer may differ (depending on your credit score, additional insurance, campaigns).
Stack: Flutter, open-source financial formulas (Turkish legal models), banks' public interest rate APIs (pulled from TBB data, updated weekly).
Business model: free, bank ads (transparent — marked 'sponsored'). No premium — simple tool, no premium needed.
Our other finance tools: Expense Tracker, Savings Goals, Bill Reminder.
Frequently Asked Questions
Is the calculation binding?
No. For information only — banks may offer different terms. Apply to the bank for the actual offer.
Are interest rates current?
Updated weekly. Not real-time — a 1-7 day delay may occur on big rate changes.
Where does the KKB score come from?
The app does not access KKB (by law). The estimated probability is based on the user's self-declared score.
Are banks given paid ads?
Some banks have 'tap and apply' affiliate links. For transparency, 'sponsored' label is shown. Calculation results aren't influenced by ads.