What we offer
Goal Setting
What for (house), how much (500K), by when (2 years) — the app calculates the monthly payment.
Progress Visualization
Percent done, expected vs actual, time left — visual bar + chart.
Motivation
25%, 50%, 75% milestone notifications. Falling behind? 'Add this much extra' suggestion.
Multiple Goals
3-5 goals tracked simultaneously. Parallel saving plans across several (e.g. 40% house + 30% vacation + 30% emergency fund).
Investment Suggestions
Not just 'leave it in the bank account' — in a Turkey where money loses value we also evaluate investment instruments. Time deposit, FX, gold, mutual fund, treasury bill — risk-return analysis to fit your goal.
The app is not an investment advisor (that requires a license) — it only provides information. For serious investment decisions we recommend talking to a licensed financial expert.
Stack: Flutter, open market data (TCMB, BIST), encrypted local DB, optional cloud sync.
Business model: free + premium (9 TL/month) — unlimited goals + investment simulation + FX tracking + multi-currency.
Frequently Asked Questions
Do you see my bank balance?
No. You enter the saved amount manually. No bank integration (KVKK + Open Banking maturity).
Is the goal updated for inflation?
Yes. The goal amount auto-increases with CPI (e.g. 'house for 500K' adjusts in TL based on today's value).
Can I share it with my spouse?
With premium, 'joint goal' mode — save together, see each other's contributions.
What if I withdraw from savings?
If you log an unplanned withdrawal the goal recalculates. For emergencies we propose a realistic new plan.